Dental PPO and Dental HMO Highlights
This chart is only a summary. For a complete list of benefits, exclusions, and limitations of either dental plan,
please refer to the Dental PPO or Dental HMO Supplement to the Service Agreement for your health plan. We
will automatically send you a copy of the applicable Supplement when your health plan application is approved.
To have a Supplement sent sooner, please call 1-800-431-2809.
1
Use any Participating Dentist to take advantage of contracted rates and pay lower out-of-pocket costs. When you use dentists who are not in our network, the Plan reimburses up
to the amount listed in the middle column, and you are responsible for all charges in excess of that amount.
2
All services must be performed, prescribed, or authorized by your Primary Dental Center, chosen from the Blue Shield Dental HMO Dental Center Directory. If you need to see a
specialist, you must get a referral from your Dental Center to receive covered services.
3
Dental PPO members have certain waiting periods. For restorative services: three months for minor procedures, such as fillings; 12 months for major procedures, such as crowns.
For endodontics, periodontics, and oral surgery: three months. For orthodontics, and removable and fixed prosthetics: 12 months.
4
Dental HMO members have a 12-month waiting period for orthodontics. (There are no waiting periods for other covered services.)
5
Coverage for sealants is limited to the first and second permanent molars.
* Plus the cost of precious or semi-precious metals.
** Plus up to $250 for records.
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