Dental PPO and Dental HMO Highlights

This chart is only a summary. For a complete list of benefits, exclusions, and limitations of either dental plan, please refer to the Dental PPO or Dental HMO Supplement to the Service Agreement for your health plan. We will automatically send you a copy of the applicable Supplement when your health plan application is approved. To have a Supplement sent sooner, please call 1-800-431-2809.

Dental PPO1, 3
Dental HMO2, 4
Service With Participating Dentists, you pay: With Non-Participating Dentists, the Plan reimburses you up to: You pay:
Diagnostic Services
  • Comprehensive Oral Exams
  • $0 $40 $0
    Preventive Care      
  • Prophylaxis (cleanings, every 6 months)
  •      
          Adult $0 $48 $0
          Child $0 $34 $0
  • Sealant/per tooth5 (covered to age 16)
  • $0 $22 $11
    Restorative Services3    
  • One-Surface Amalgam (filling)
  • $35 $28 $15
  • Crown (porcelain fused to noble metal)
  • $320 $256 $300*
    Endodontics3      
  • Anterior Root Canal
  • $156 $125 $155
  • Molar Root Canal
  • $234 $187 $290
    Periodontics3    
  • Osseous Surgery/per quadrant
  • $263 $210 $303
  • Periodontal Root Planing/per quadrant
  • $65 $52 $75
    Removable Prosthetics3      
  • Complete Denture (upper or lower)
  • $388 $310 $400
    Oral Surgery3      
  • Extraction (single tooth)
  • $37 $30 $30
  • Removal of Impacted Tooth (complete bony)
  • $113 $90 $125
    Orthodontics3,4      
  • Fully banded (two year) case — child
  • $2,350** Not Covered $2,350**
  • Fully banded (two year) case — adult
  • $2,650** Not Covered $2,650**

    1 Use any Participating Dentist to take advantage of contracted rates and pay lower out-of-pocket costs. When you use dentists who are not in our network, the Plan reimburses up to the amount listed in the middle column, and you are responsible for all charges in excess of that amount.

    2 All services must be performed, prescribed, or authorized by your Primary Dental Center, chosen from the Blue Shield Dental HMO Dental Center Directory. If you need to see a specialist, you must get a referral from your Dental Center to receive covered services.

    3 Dental PPO members have certain waiting periods. For restorative services: three months for minor procedures, such as fillings; 12 months for major procedures, such as crowns. For endodontics, periodontics, and oral surgery: three months. For orthodontics, and removable and fixed prosthetics: 12 months.

    4 Dental HMO members have a 12-month waiting period for orthodontics. (There are no waiting periods for other covered services.)

    5 Coverage for sealants is limited to the first and second permanent molars.

    * Plus the cost of precious or semi-precious metals.

    ** Plus up to $250 for records.

    Other Dental Plans Return to Blue Shield Individual & Family Plans Group Health Insurance

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    Last updated January 11, 2000